Hi, I'm Luckisha!

I help individuals and families in taking control of their finances, increasing income, and putting their finances on a long-term, sustainable course

Hi, I'm Luckisha!

I help individuals and families in taking control of their finances, increasing income, and putting their finances on a long-term, sustainable course

Partnering With You In

 
Budget Bulding
This Is Where You Get Real With Yourself.
 
Debt Elimination
This Is Where The Hard Work Takes Place.
 
Emergency Funding
This Is Where Your Emergency Become Just An Inconvience.
 
Wealth Building
This Is Where You Get To Live And Give Like No One Else

How We Can Work Together

Financial Consultation

Are you needing help getting your finances on track, are you wanting to get your monthly budget started or back started where you know where every dollar is going?
Congratulations because you are at the right place. As a financial coach, I will help you understand your spending habits and help you create better life long financial habits that you can sustain for the long term.

Virtual CFO Service

If you are a business owner looking for financial support, this can be a fantastic fit for you if you’re a seasoned business owner seeking comprehensive financial & accounting support for your enterprise. As your Virtual CFO, I’ll offer complete, ongoing assistance with a variety of tasks, including raising your profitability, controlling and improving cash flow, forecasting, tax planning & filing, developing a stronger money mindset, creating budgets, selecting employees, decisively running your company, and much more

 
 

Cash Flow Analysis & Restructuring

Are you facing issues with solving cash flow in your business, not understanding how you are spending, and making your expenses to be more than your profit? worry no more! I will dive into your financials to figure out how to maximize your bottom line which may include analyzing commission structures, ensuring pricing is aligned with company & industry trends, attributing costs to revenues, supply chain management, renegotiating vendor contracts, restructuring client contracts, and more.

EVER FELT LIKE THE MORE MONEY YOU MAKE, THE MORE MONEY YOU DON’T HAVE?

WE CAN SHOW YOU HOW TO KEEP MORE OF THAT MONEY AND SEE IT GROW
If you don’t keep and follow a budget, you won’t know where your money is really going.
If you don’t have at least a $1000 emergency fund for crises that often come up, you must establish one before paying down your debts.
If compounding interest is working against you, instead of for you, it’s time to invest in your financial fitness.

OFFER: SIGN UP NOW TO RECEIVE YOUR FREE CONSULTATION [VALUED AT $100] TO FIND THE SOLUTIONS THAT WORK FOR YOU.

DO ADVERTISEMENTS TO BUY A SHINY NEW OBJECT MAKE YOU SPEND MORE THAN YOU CAN AFFORD?

WE CAN SHOW YOU HOW TO FIGHT OFF THOSE URGES TO SPEND
If you don’t keep and follow a budget, you won’t know where your money is really going.
If you don’t have at least a $1000 emergency fund for crises that often come up, you must establish one before paying down your debts.
If compounding interest is working against you, instead of for you, it’s time to invest in your financial fitness.

OFFER: SIGN UP NOW TO RECEIVE YOUR FREE CONSULTATION [VALUED AT $100] TO FIND THE SOLUTIONS THAT WORK FOR YOU.

DOES TALKING ABOUT FINANCE MAKE TO FEEL LIKE THE SMALLEST PERSON IN THE ROOM?

WE CAN SHOW YOU HOW YOU CAN CONTROL YOUR FINANCES AND NOT LET THEM CONTROL YOU.
If you don’t keep and follow a budget, you won’t know where your money is really going.
If you don’t have at least a $1000 emergency fund for crises that often come up, you must establish one before paying down your debts.
If compounding interest is working against you, instead of for you, it’s time to invest in your financial fitness.

OFFER: SIGN UP NOW TO RECEIVE YOUR FREE CONSULTATION [VALUED AT $100] TO FIND THE SOLUTIONS THAT WORK FOR YOU.

ARE YOU DROWING IN COMPOUNDING DEBT?

WE CAN SHOW YOU HOW TO SNOWBALL YOUR DEBT RIGHT OUT OF YOUR LIFE.
If you don’t keep and follow a budget, you won’t know where your money is really going.
If you don’t have at least a $1000 emergency fund for crises that often come up, you must establish one before paying down your debts.
If compounding interest is working against you, instead of for you, it’s time to invest in your financial fitness.
This will give you that cushion, just in case something comes up which always do.

SIGN UP NOW FOR TO RECEIVE YOUR FREE CONSULTATION [VALUED AT $100] TO FIND THE SOLUTIONS THAT WORK FOR YOU.

Testimonials

WHAT PEOPLE ARE SAYING

I recommend Luckisha Townsend Financial Fitness Planning. Had the blessed opportunity to personally experience the counseling and advise. Was able to refinance my car loan, which was originally at 19 percent, now the loan is 8 percent. In which made my credit score higher, gained opportunity to finance future loans and/or make major purchases. Also slightly change the method of budgeting, instead of memorizing in my head I now write down budget, future pay offs as well as future purchases. The major question/answer is what is one's relationship with money? Through Financial fitness planning can be a major healing, give understanding/explanation for behavior patterns. Really enjoyed the class, was a pleasure. Once again highly recommend Ms. Luckisha Financial Counseling.
Thank you

Stacy T. Robinson

Hi all, I want to take the time to say how enthusiastic I am about Trust the Process. I’m currently in the process of going through the process of becoming debt free. Ms. Townsend has given me the tools as well as shown me how to use them in finding money within my means to eliminate “stressful” debt meaning credit cards and other useless debts. Highly recommend and worth the process.

Andria L. Williams

She helped me remember the skills I already knew and in the process I pay off my vehicle.

Inge Reed

Get Started Today With An Experienced Professional Financial Coach,